Self Employed Mortgage

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Can I get a self employed mortgage?
Will you have a deposit?
Have you been Self Employed for at least one year?
Are you part of the Construction Industry Scheme?
Are you part of an LLP?
Do you use an accountant for end of year tax returns?
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What is a Self Employed Mortgage?

Self employed mortgages are no different to any other mortgage. As a self employed applicant you will have access to the same products as everyone else.

However finding the right mortgage for a self employed applicant can be challenging, because mortgage lenders treat self employed applicants as higher risk and as a result finding the most suitable lender can be tricky.

How Will your Self Employed Application be Assessed?

If you are self-employed you will either be a sole trader, partner in a company, contractor or a limited company director. Depending on what category you fall into will determine how a lender might assess you.

 

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