Andy Cairns

Independent Mortgage & Protection Adviser 


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Andy’s has worked in property since the lates 80s initially as an estate agent. He has become a dedicated fully specialized mortgage adviser since 1998 and values providing clear accurate advice tailored to his clients’ needs.

Andy’s extensive experience in the buy-to-let market, particularly with portfolio landlord clients and properties like HMO/MUFB, reflects a deep understanding of various aspects within the mortgage industry. Andy is also experienced in bridging loans and is able to advice on all real estate finance areas a customer may require.

Andy sees himself as the “glue” in transactions, emphasizing the crucial role of a mortgage adviser in keeping everyone informed and the process smoothly progressing. .

Outside of Work

Andy and his wife share a love for travel, especially to Italy and France, exploring new cultures and cuisines.

Andy is a keen cyclist and has ridden sections used on the famous Tour de France route.

Andy likes walks in the countryside with their rescue dog Rusty and the possibility of stopping at a country pub for a drink.

If Andy won the Euro millions lottery he would:

I would purchase more bikes to fuel my cycle habit and invest in a VW camper for European adventures.
Ultimately, Andy’s love for his job shines through in his dedication to helping clients achieve their dreams and investment goals. His confidence in his abilities and recognition of the impact he makes in clients’ lives underlines a professional who takes pride in his work and is motivated by the satisfaction of guiding others through their financial endeavors. 

Why Switch Mortgage Finance

Speak to an Expert!

Contact us today for expert advice and guidance on your unique mortgage and property needs. We will work with you on a one-on-one to basis to help you find the right solution for your needs.  

With our experience you can rest assured that you are in good hands when it comes to securing the financing you need for your property.